The tool

Two cards, no spin.

Pick two cards or two banks and see how they actually differ — then run the numbers with a full suite of Bangladesh finance calculators. Public data, no sign-up.

257cards indexed
42issuing banks
7calculators
8+Kotipoti schemes
Side A
Side B
Pick both sides to see a side-by-side comparison.
Calculators

Money math, done right.

All calculations run in your browser using standard Bangladesh banking formulas. Nothing is sent anywhere.

EMI / Loan calculator

Reducing-balance monthly instalment with full amortization.
৳0/month
Principal৳0
Total interest৳0
Total payable৳0
Reducing: EMI = P·r·(1+r)ⁿ ⁄ ((1+r)ⁿ−1). Flat card EMI charges interest on the full principal for the whole tenure.

FDR maturity calculator

Fixed deposit with quarterly compounding, source tax & excise duty.
৳0 net at maturity
Gross maturity (A)৳0
Interest earned৳0
Source tax৳0
Excise duty৳0
A = P·(1+r⁄4)4t. Excise duty (FY25-26) is charged on the highest balance during the year.

DPS / recurring deposit

Monthly deposit scheme, monthly compounding, with tax on profit.
৳0 net at maturity
Total deposited৳0
Maturity value (FV)৳0
Profit৳0
Tax on profit৳0
FV = M·((1+i)ⁿ−1)⁄i, i = rate⁄1200, n = months.

Income tax calculator

NBR slabs, AY 2026-27 (indicative — verify with NBR).
৳0 tax payable
Tax-free threshold৳0
Gross tax (slabs)৳0
Investment rebate৳0
Effective rate0%
Slabs above threshold: 5% · 10% · 15% · 20% · 25%. Rebate = 15% of allowable investment (max 25% of income / ৳10,00,000). Minimum tax ৳5,000 if above threshold.

Zakat calculator

2.5% on net zakatable wealth held above nisab for one lunar year.
৳0 Zakat due
Net zakatable wealth৳0
Above nisab?—
Nisab ≈ value of 52.5 tola (612.36 g) silver or 7.5 tola (87.48 g) gold — set the current value above.

Remittance / freelancer calculator

USD inward with the 2.5% government incentive.
৳0 credited
Base conversion৳0
+ 2.5% incentive৳0
− transfer fee৳0
Effective rate৳0/USD
net = USD · rate · 1.025 − fee.
Kotipoti · কোটিপতি

The ৳1 crore plan, compared.

A Kotipoti scheme is a monthly deposit scheme designed to mature at ৳1,00,00,000 (one crore). See the monthly instalment you'd need, then compare the banks that offer it.

Kotipoti calculator

How much per month to reach your target?
৳0/month
Total you deposit৳0
Profit earned৳0
Net after tax৳0
Required monthly = Target · i ⁄ ((1+i)ⁿ−1).
BankSchemeTargetTenures offeredType
NCC Bank PLCNCC Kotipoti Savings Scheme৳1 crore2 / 3 / 4 / 5 / 10 / 15 / 20 yrConventional
Eastern Bank (EBL)EBL Kotipoti Scheme৳1 croreFrom ৳14,000/month (long tenure)Conventional
Mercantile Bank PLCMBL Kotipoti Monthly Savings৳1 crore5 / 8 / 10 / 12 / 15 / 20 yrConventional
Prime Bank PLCPrime Kotipoti DPS৳1 croreMultiple tenuresConventional
Mutual Trust BankMTB Kotipati৳1 croreMultiple tenuresConventional
AB Bank PLCKotipoti Deposit Scheme৳1 croreMultiple tenuresConventional
Padma Bank PLCKotipoti Deposit Scheme৳1 crore6 / 8 / 10 / 12 / 15 yrConventional
EXIM Bank PLCMudaraba Kotipoti Deposit৳1 croreMultiple tenuresIslami
Verify before you commit. Banks set their own profit rates, which change with the market — the exact monthly instalment for ৳1 crore differs per bank and tenure. The calculator above is indicative; confirm on the bank's official website.
Rates · charts

How the banks stack up.

Indicative current rates across major banks. Lower is better for loans; higher is better for FDR and DPS. The bank with the best rate is highlighted in green. Figures are representative (June 2026) and must be verified with each bank.

Lower is better · annual % · best highlighted
Indicative — verify before deciding. Bangladesh bank rates are market-linked (SMART reference rate + margin) and change often. These are representative figures for June 2026; confirm the current rate on each bank's official schedule of charges. Credit-card interest is capped at 20% p.a. by Bangladesh Bank.
Banks & Cards

Every credit-card issuer in Bangladesh.

42 banks issue credit cards across 257 cards. Filter by type. Card counts reflect the public market; check each bank's official site for current products and fees.

Data note. Bank list, categories and card counts are public market facts. This site does not republish any third party's compiled card database — verify every figure with the issuer before applying.